The Church is the Church of the New Covenant. It is the New Covenant community. And Gregg Allison [1] rightly perceives that apprehension of this reality destroys the popular individualism in much contemporary church culture.

The dilemma: individualism and “contractual ecclesiology.”

He cites Michael Horton who calls this unfortunate phenomena “contractual ecclesiology,” by which Horton means the following:

In evangelical contexts, the church is often regarded chiefly as a resource for fellowship. For the uniquely individualized personal relationship with Jesus, the church is not only dispensable but perhaps also a hindrance to personal growth. … [A] voluntaristic emphasis emerges, with human decision as the contractual basis for … ecclesial [church] existence. [2]

Many view the church as a ‘contractual reality,’ i.e., something that comes into existence  when fellow Christians just so happen to commit to one another (what is seen as an otherwise optional activity). In other words, the church is the product of Christians deciding to form a community. Thus the church’s existence is thought to be based on fellow ‘contractual’ agreement.

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